Ashbridge’s Bay Yacht Club (“Club”) shall not be liable for any damages arising from personal injury, property loss or damage, sustained by the Member in attending in the Club and using Club facilities. The Member assumes full responsibility for any personal injury, property loss or damage which may be sustained by the Member in, on or about the Club facilities and hereby fully and forever releases and discharges the Club, its directors (solely in their capacity as directors), agents and employees from any and all claims present and future, whether the same be known or unknown, anticipated or unanticipated resulting from or arising out of the Member’s use of the Club facilities, including but without limitation, any claims for personal injury, property loss or damage arising out of the negligence of the Club or any of its Members, agents and employees or any other persons using the Club facilities as Guests or invitees to the extent that such assumption of risk and waiver of claims does not discharge, release or relieve the Member’s insurance carriers under policies covering the Member or his/her property. If my application is accepted, I agree to honour my commitment above and to abide by the Club’s By-laws, Policies and Regulations including payment of all applicable fees and assessments. Everyone who operates a power-driven boat in Canada needs proof of competency - something that shows they understand the rules of the water and how to safely operate a boat.